![]() Companies of all types, including banks, utilities and investment managers, offer perks and prizes to encourage customers to switch. I'm on the Play More unlimited 5g UW plan and I got charged 80 + 5.43 taxes & fees. ago I checked but this the only discount I see in the pdf. So before you agree to go paperless, see if there are any financial incentives for doing so. Normally check on the left hand side of the pdf of the bill it with either say includes autopay discount or apply for autopay discount to save. Not only do they save on postage and mailing costs, but they also increase the odds that customers pay bills on time and lower marketing expenses since materials can be sent online. But it's still a good idea to know exactly what you're signing up for.Ĭompanies save big when customers go paperless. Ultimately, online archives are likely to be at least as extensive as the paper records you keep at home. In other cases, utilities or other companies may provide older billing information, but without a detailed breakdown. Customers can also request older statements dating back seven years for $5 per copy. At Verizon, cellphone customers get up to 12 months of past statements. It sounds like a minor inconvenience, but there's a good chance you'd put off logging into an account to see a statement if the login information isn't handy.Īccess to older bills and statements varies at service providers too. This could keep you from catching incorrect or suspicious charges until much later.Īnother factor to keep in mind when transitioning is that you might have more user names and passwords to remember. ![]() You don't want to get in the habit of deleting notifications about scheduled payments without clicking on the link to scan the bill. If you go this route, be careful about slipping into cruise control. So if you feel that a paper statement on the kitchen counter helps you remember to pay a bill, consider sticking with the strategy for those accounts until you're more comfortable managing finances online.Īnother option with electronic bills is to set up automatic payments. With important bills such as mortgages, on the other hand, there are steep late fees for missed payments. For example, there likely won't be any repercussions if you fail to check an online statement for a savings account.
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